Poway, California Disability Insurance Claim Attorneys
If you became disabled and your insurance company is wrongfully denying your long-term disability insurance coverage benefits by claiming that you do not meet the requirements of the disability, an experienced attorney can help you pursue a claim against your insurance company.
Contact a Poway, California long-term disability insurance lawyer at Iler & Iler, LLP to schedule a FREE initial consultation to discuss your potential disability claim.
There are two types of disability insurance: group disability insurance and private disability insurance.
Group Disability Insurance / ERISA Claim
In this first and most common type — group disability insurance — you obtain long-term disability insurance benefits through your employer. This type of insurance is regulated by the federal law, ERISA (Employee Retirement Income Security Act). If you feel that you have been wrongfully denied a claim for long-term disability insurance, you have the right to bring an action in court. We can help you pursue your ERISA disability claim.
Private Purchase Disability Insurance / Insurance Bad Faith Claim
If you personally bought a long-term disability policy, but the insurance company failed to pay and you can prove that it acted in bad faith or did not have a legitimate reason to deny coverage, you may be able to secure not only the benefits due under the terms of the policy, but damages for a bad faith insurance claim, as well.
We understand that many people do not understand the distinction between these two types of disability insurance. To that end we will take a close look at your case to determine the best course of action for your disability claim and fully explain all applicable laws. In disability cases, as in all of our practice areas, we have extensive experience and a proven track record of success.
If you feel your long-term disability claim has been wrongfully denied, please contact our Poway, California ERISA claim lawyers at Iler & Iler, LLP.
